Audit Friendly MONTH END CLOSERS
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November 2026 close calendar: 19 business days, two holidays, four filing dates

 

Two holidays, a mid-month filing cluster, and a short 19-day month make November 2026 a calendar worth marking up early.

October's books open on Monday November 2, which is also the due date for the Q3 2026 Form 941 - the October 31 Saturday pushes it to that day. The fifth business day of the October close lands on Friday November 6, so the team is working a payroll filing and a close simultaneously in the first week.

BY THE NUMBERS

19

BUSINESS DAYS IN NOVEMBER

2

FEDERAL HOLIDAYS

4

FILING AND DEPOSIT DATES

Dec 1

DAY ONE OF THE NOVEMBER CLOSE

THE MONTH

November 2026 for the close team

Both close windows, the holidays and the dated filings, in order.

Mon Nov 2 Day one of the October close Five business days run to Fri Nov 6. CLOSE
Mon Nov 2 Form 941 for Q3 2026 Quarterly payroll return; October 31 falls on a Saturday, so the due date rolls to Monday. IRS
Mon Nov 9 Form 10-Q, Q3 2026, large accelerated and accelerated filers 40 days after the September 30 quarter end. SEC
Wed Nov 11 Veterans Day Federal holiday; the Fed and most banks closed, markets open. HOLIDAY
Mon Nov 16 Monthly payroll tax deposit October liabilities for monthly schedule depositors; the 15th is a Sunday. PAYROLL
Mon Nov 16 Form 10-Q, Q3 2026, non-accelerated filers 45 days after quarter end falls on Saturday November 14 and rolls to Monday. SEC
Thu Nov 26 Thanksgiving Day Federal holiday; banks, markets and the Fed closed. HOLIDAY
Mon Nov 30 November month end Day one of the close is Tue Dec 1; five business days run to Mon Dec 7. CLOSE

Federal holidays per OPM; filing and deposit dates per IRS Publication 509 and the SEC's Form 10-Q and 10-K instructions; weekend due dates shown on the rolled business day. Confirm your own filer status and deposit schedule.

Veterans Day falls on Wednesday November 11. The Fed and most banks are closed; equity markets stay open. It splits the second full week of the month, which is worth flagging for any wire transfers or ACH settlements scheduled around that window. Thanksgiving lands on Thursday November 26, taking banks, markets, and the Fed all down together and effectively shortening the final week of the month to two working days.

The middle of the month carries the heavier filing load. Monday November 9 is the 10-Q deadline for large accelerated and accelerated filers - 40 days after the September 30 quarter end. Monday November 16 doubles up: the monthly payroll tax deposit for October liabilities (the 15th is a Sunday, so it rolls) falls on the same day as the 10-Q deadline for non-accelerated filers, whose 45-day window from September 30 lands on Saturday November 14 and rolls to Monday.

November 30 is a Monday, so the November close starts Tuesday December 1. The fifth business day of that close is Monday December 7. With Thanksgiving compressing the back half of November, any pre-close prep that can move into the week of November 16 probably should.

PUT THESE ON THE TEAM CALENDAR

 
 Flag November 9 and 16 now - both carry 10-Q and payroll deposit deadlines.
 
 Veterans Day (November 11) closes banks mid-week; plan wires and ACH around it.
 
 Thanksgiving shrinks the final week to two days; shift November pre-close prep earlier.
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QUESTIONS THIS ANSWERS

How many business days does November 2026 have?

November 2026 has 19 business days - weekdays excluding Veterans Day on November 11 and Thanksgiving on November 26.

When is the Form 941 due for Q3 2026?

Monday November 2. The standard October 31 deadline falls on a Saturday, so it rolls to the next business day.

When does the November 2026 close start and what is the fifth business day?

November 30 is a Monday, so day one of the November close is Tuesday December 1. The fifth business day falls on Monday December 7.

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IN THIS SERIES

Previously: October 2026 close calendar: 21 business days, one holiday, two filing dates

Next: December 2026 close calendar (coming)

Business days are weekdays that are not federal holidays. Deadlines are the general rules for calendar-year filers; confirm your own filer status, deposit schedule and state dates.

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